Personal Multi-Currency Account
VFIB Personal BankingTotal Account Value
$46,569.32Select a currency to view account details.
View All Currencies ›Personal Banking
Bank Globally. Live Globally.
Manage accounts, currencies, international payments and cards through one VFIB banking relationship designed for your global financial life.
AccountsManage supported currenciesView Accounts →
PaymentsSend and receive moneyExplore Payments →
CardsView and manage VFIB cardsExplore Cards →
FXView indicative ratesView FX Rates →
10 Supported Currencies
USDCNYHKDSGDJPYEURGBPCHFCADAUD
USD/HKD
7.8152+0.12% ↑
EUR/USD
1.0854+0.18% ↑
USD/SGD
1.3457−0.07% ↓
Your Everyday Banking
Everything You Need to Bank Globally
View balances, move money, exchange currencies and manage your card
through one VFIB Personal Banking experience.
◷ Account Summary
Recent Activity
View All Activity
Incoming TransferUSD 3,000.00Completed
FX ConversionUSD → HKDCompleted
Card PurchaseSGD 128.40Completed
International TransferUSD 850.00CompletedSend Money
Exchange Currency
Card Management
VFIB Platinum▣1234 5678 9012 3456VFIB CARDHOLDER
- Card Status
- Active
- Available Spending
- $6,500.00
- Recent Spending
- $1,240.80
One Account. Multiple Currencies. Global Control.
Manage everyday international banking through one VFIB Personal Banking relationship.
Multi-Currency Banking
Hold and Manage 10 Major Currencies
Manage supported currencies through one VFIB Personal Banking relationship, with live FX information and eligible currency conversion services.
| Currency Code | Currency Name | Indicative FX Rate | Daily Change | Account Availability Status |
|---|---|---|---|---|
| $USD | US Dollar | 1.0000 | +0.18% ↗ | ● Available |
| ¥CNY | Chinese Yuan | 7.2250 | -0.12% ↓ | ● Available |
| HK$HKD | Hong Kong Dollar | 7.8152 | +0.09% ↗ | ● Available |
| S$SGD | Singapore Dollar | 1.3457 | +0.21% ↗ | ● Available |
| ¥JPY | Japanese Yen | 156.8450 | -0.27% ↓ | ● Available |
| €EUR | Euro | 0.9213 | +0.15% ↗ | ● Available |
| £GBP | British Pound Sterling | 0.7848 | -0.08% ↓ | ● Available |
| FrCHF | Swiss Franc | 0.8956 | +0.11% ↗ | ● Available |
| C$CAD | Canadian Dollar | 1.3660 | +0.17% ↗ | ● Available |
| A$AUD | Australian Dollar | 1.5198 | -0.14% ↓ | ● Available |
Exchange Currencies
Indicative Rate7.8152Estimated AmountHKD 7,815.20Last Updated10:45 AM SGT
Review ExchangeView All FX RatesYour Currencies in One Place
USD $18,500.00EUR €4,200.00HKD HK$82,000.00GBP £2,600.00SGD S$9,800.00JPY ¥380,000
+ Additional Supported Currencies
ReceiveEligible international
transfers
›transfers
HoldSupported currency
balances
›balances
ExchangeConvert supported
currencies
›currencies
PayEligible international
payments
Manage global money movement across supported currencies through one VFIB banking relationship.payments
Cards
A Card for Every Stage of Global Banking
Choose from VFIB personal and premium banking cards designed for everyday spending, international travel and higher levels of banking service.
EVERYDAY
Essential card access for everyday banking, payments and international use.
VFIB Gold Card
- Global Payments
- Everyday Spending Rebate
- Stablecoin Deposits
- Standard Support
VFIB Platinum Card
- Business Travel Focus
- Enhanced Spending Rebate
- Airport Lounge Access
- Priority Support
PREMIUM
Enhanced card services and international banking benefits for clients with higher banking needs.
VFIB Executive Board Card
- Premium Lifestyle
- Higher Spending Rebate
- 24/7 Global Concierge
- Qualification Review
VFIB Global Diplomatic Privilege Card
- Diplomatic Status Privileges
- Serving Diplomats Only
- Diplomatic Concierge
- Diplomatic Service Desk
ELITE
Higher-tier banking and lifestyle services for qualified clients.
VFIB Gold Diamond Card
- Private Banking & Family Offices
- Invitation Only
- Dedicated Private Banker
- Private Concierge
VFIB Supreme Card
- Board-Level Identity
- Invitation Only
- Executive Board Desk
- Highest-Tier Concierge
USDF CARD
Connect eligible USDF balances with VFIB card services through supported conversion and card settlement processes.
USDF Access→Currency Conversion→Card Spending→International Use
USDF→VFIB Conversion→Eligible Fiat Card Balance→Card Network Settlement→Merchant
Explore USDF CARDCARD TIER COMPARISON
A quick guide to our card tiers.
Banking LevelTravel & LifestylePriority ServiceCard ControlsEligibility01 EVERYDAYEssentialEssentialEssentialEssential02 PREMIUMEnhancedEnhancedEnhancedEnhanced03 ELITEPremium / ElitePremium / ElitePremium / ElitePremium / Elite
CARD MANAGEMENT
Control and protect your cards anytime, anywhere.
Card availability, eligibility, fees, benefits and service levels are subject to applicable VFIB card programme terms, client status, jurisdiction and approval requirements.
Global Life & Wealth
Banking That Moves with Your Life
Access international banking support for travel, education, healthcare, global mobility and selected wealth needs through your VFIB Personal Banking relationship.
Global Lifestyle
Banking support for international living, travel and important life needs.
TRAVEL
Access banking and card services designed to support eligible international travel needs.
Explore Travel Services →
INTERNATIONAL EDUCATION
Manage eligible international tuition, living expenses and education-related payments.
Explore Education Services →
HEALTHCARE
Support eligible international healthcare payments and related banking needs.
Explore Healthcare Services →
GLOBAL MOBILITY
Banking support for eligible clients managing international relocation and cross-border living arrangements.
Explore Global Mobility →Premium Banking
& Wealth
Additional banking and wealth-related services for eligible personal clients with more complex international financial needs.
PREMIUM BANKING
Enhanced personal banking service, priority support and broader international banking access for eligible clients.
Explore Premium Banking →
GLOBAL WEALTH SERVICES
Access selected wealth-related services and financial solutions subject to client eligibility and applicable regulatory requirements.
Explore Wealth Services →
TRUST-RELATED SERVICES
Access selected trust-related and wealth structuring services through eligible VFIB or approved service arrangements where available.
Explore Trust Services →Digital Assets
Digital Finance Within Your Banking Relationship
Eligible VFIB personal clients can access selected USDF and digital asset banking services within a compliance-governed banking environment.
USDF
Access eligible USDF services through your VFIB banking relationship, including supported acquisition, redemption and banking settlement processes.
Digital Asset Services
Access selected digital asset-related banking services subject to account eligibility, jurisdiction and applicable regulatory requirements.
Digital Asset Custody
Access custody-related services for eligible supported digital assets through applicable VFIB service arrangements.
Digital Finance, Connected to Banking
VFIB brings eligible digital asset services into the same broader banking relationship used for accounts, payments, currencies and cards.
Looking for market access?
Explore VFIB Markets for supported digital asset market information and eligible market services.
Explore Markets →Start Your VFIB Personal Banking Relationship
Open an account and access eligible multi-currency banking, international payments, card services and selected digital financial services through VFIB.
Digital asset and USDF services are subject to client eligibility, VFIB account requirements, KYC/KYB, AML, sanctions screening, jurisdiction, service availability and applicable regulatory requirements.