中文
FederalInternational Bank

Business Banking

Banking Built for
Global Business

Manage business accounts, collections, payments, currencies and financial operations through one VFIB banking relationship designed for international business.

Open a Business AccountContact Business Banking
ReceiveCollectionsHoldMulti-CurrencyConvertFXPayPaymentsIntegrateAPI Banking
Business Accounts Payments & Collections API Banking
Move Money Through Your Business

Business Money Flow

Receive, Manage and
Move Business Funds

Bring collections, multi-currency balances, foreign exchange and international payments together within one VFIB Business Banking relationship.

  1. Receive

    Receive eligible customer and business payments through supported banking and collection channels.

  2. Allocate

    Organise incoming funds using eligible business account and virtual account structures.

  3. Hold

    Maintain supported business currency balances within your VFIB banking relationship.

  4. Convert

    Exchange supported currencies subject to applicable pricing, eligibility and banking arrangements.

  5. Pay

    Send eligible business and international payments through approved VFIB banking and settlement channels.

One Business Relationship,
Flexible Account Structure

Eligible business clients may use virtual account structures to organise collections, reconciliation and internal financial operations.

Global Collections

Incoming Today
USD 48,250.00
Pending
USD 7,800.00
Completed
12 Transactions
Supported Collection
Currencies
[Dynamic]
Recent CollectionsAmountStatus
Customer PaymentUSD 12,500.00Completed
Regional CollectionHKD 68,000.00Completed
Marketplace SettlementSGD 9,400.00Pending
View CollectionsReconcile Payments

Business Currency Balances

  • USD$82,500.00
  • HKDHK$320,000.00
  • SGDS$42,800.00
  • EUR€18,600.00
  • GBP£9,500.00
View All Currencies

Business Payment

Amount
USD 18,500.00
Beneficiary Region
Singapore
Purpose
Supplier Payment
Payment Type
International Bank Transfer
Status
Ready for Review
Review PaymentPayment History

Payment availability is subject to account eligibility, compliance review and supported banking routes.

  1. Collections

    Funds received through banking and collection channels.

  2. Allocated

    Funds allocated to eligible accounts and internal categories.

  3. Reconciled

    Transactions matched and reconciled for accuracy and reporting.

  4. Available

    Cleared funds available for business operations and payments.

  5. Paid

    Payments executed through approved banking and settlement channels.

From Collection to Payment, Keep Business Funds Organised

Manage incoming funds, currency balances and outbound payments through one business banking environment.

Treasury & Cash Management

See Your Cash Position. Manage Your Currencies.

Monitor business balances, manage supported currencies and plan eligible payments through one VFIB treasury and cash management view.

Global Cash Position

Business Treasury Overview

View All Currencies

Total Available Cash

$486,250.00
  • USD$215,000.00
  • HKDHK$680,000.00
  • SGDS$82,500.00
  • EUR€46,000.00
  • GBP£18,400.00
  • JPY¥2,800,000
Cash by CurrencyDistribution of total available cash
USD44.2%
HKD28.0%
SGD17.0%
EUR9.5%
GBP3.8%
JPY1.5%
0%10%20%30%40%50%

Currency Exposure i

CurrencyBalanceShare of
Total Cash (%)		Net Payment NeedStatus
USD$215,000.0044.2%-$12,000.00Balanced
HKDHK$680,000.0028.0%-$45,000.00Net Outflow
SGDS$82,500.0017.0%$10,500.00Net Inflow
EUR€46,000.009.5%-$6,800.00Balanced
GBP£18,400.003.8%$2,300.00Net Inflow

Net Payment Need reflects expected payments minus expected inflows for the next 7 days.

FX Management

Last Updated: 10:15 AM SGT
FX PairIndicative RateDaily ChangeTrend
USD/HKD7.8045▲ +0.0032
USD/SGD1.3498▼ -0.0016
EUR/USD1.0856▲ +0.0012
GBP/USD1.2724▲ +0.0021
USD/JPY146.8200▼ -0.2100
View FX RatesExchange Currency

Indicative rates are for reference only. Actual business client rates may vary.

Liquidity Overview

Available Cash
$486,250.00
Scheduled Outflows
$96,400.00
Expected Inflows
$128,700.00
Net Liquidity Position
$518,550.00
Liquidity StatusAvailable

Upcoming Payments

Payment TypeAmountDue DateStatus
Supplier PaymentUSD 24,500.00Due 02 SepScheduled
PayrollSGD 18,600.00Due 05 SepPending Review
Service ProviderEUR 9,800.00Due 08 SepReady
View PaymentsPlan Payment

Better Visibility for International Business Cash

Bring currency balances, FX information, liquidity visibility and payment planning into one business treasury environment.

Cards & Expense Management

Control Business Spending with Greater Visibility

Manage corporate and employee card access, spending controls and expense visibility through one VFIB Business Banking environment.

Corporate Card Programme

Provide eligible business and employee card access through your VFIB Business Banking relationship.

Corporate Card
BUSINESS CORPORATE
Employee Card
BUSINESS EMPLOYEE
Business
SpendingEmployee
AccessCard
ManagementInternational
Use
Explore Corporate CardsManage Cards

Expense Overview

Total Card Spend$28,450.00
Employees with
Active Cards18
Pending Expense
Review6
Monthly Budget
Utilised62%
Spend by Business Category
Travel35%$9,957.50
Operations28%$7,966.00
Marketing18%$5,121.00
Software & Services12%$3,414.00
Other Business Expenses7%$1,991.50

Recent Business Card Activity

DescriptionAmountCurrencyDateStatus
Travel Expense680.00SGD08 May 2025Completed
Software Subscription420.00USD07 May 2025Completed
Business Services950.00EUR06 May 2025Completed
Employee Card Purchase2,400.00HKD05 May 2025Pending Review
View Card Activity

Expense Management Signal

  1. Issue

    Provide eligible business or employee card access

  2. Control

    Set applicable spending rules

  3. Spend

    Use cards for approved business expenses

  4. Review

    Monitor transactions and expense activity

Business Cards with Built-In Spending Control

Give teams appropriate card access while maintaining visibility and control over eligible business spending.

Financial Integration

Connect Banking to Your Business

Connect eligible VFIB banking services with the systems your business already uses.

Explore API BankingView Documentation

Integration Activity

Live
ServiceEventStatusTime (UTC)
Payments APIPayment SubmittedCompleted10:42 UTC
Virtual Account APIIncoming CollectionReceived10:38 UTC
Accounts APIBalance RefreshCompleted10:31 UTC
Card APISpending Control UpdatedCompleted10:24 UTC
WebhookEvent DeliveredCompleted10:23 UTC

Digital Finance

Connect Business Banking with Digital Finance

Access eligible USDF, digital asset settlement, custody and tokenised asset-related banking services through VFIB.

Business Banking
USDF / Digital Assets / RWA
Banking Settlement

Build Your Global Business Banking Relationship

Open a VFIB business account and access eligible accounts, payments, treasury, cards, integration and digital financial services.

Open a Business Account Contact Business Banking